Free Whitepapers and Information

 

Whitepaper:
Simplify and save—What to look for in a merchant account provider

With interchange rates changing all the time, merchants working with an acquirer could be paying too much for their merchant account service. That may mean it’s time for a change, but what should businesses look for? This whitepaper outlines all the factors merchants should keep in mind when looking for a merchant account provider.
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Whitepaper:
Convert more shoppers into paying customers - How to increase your online sales with internet banking payments

The UK has one of the highest consumer credit card adoption rates for online payments, with only 60% of consumers choosing to use their credit or debit card to transact online. Other European countries don’t fare as well, with Germany and Sweden being as low as 26% and 34% respectively. That gives you an opportunity to increase your sales by up to 74%, by simply offering an alternative to cards on your site. With 50% of consumers willing to abandon a transaction simply because their preferred payment method isn’t available,  merchants need to offer internet banking payments on their site, particularly if they want to grow their business in Europe.
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Whitepaper:
Level up your payments - How to tackle fraud and global payments in the MMOG marketplace

The Massively Multiplayer Online Gaming (MMOG) market grew by 22% in 2008 with consumers spending $1.4 billion in Europe and North America. DFC Intelligence expects growth in that market to continue, pushing the subscription market alone past $6 billion by 2013. With soaring fraud rates, coupled with a worldwide membership base, merchants in this rapidly growing market need a unique global payment solution that minimises risk while providing global payment support.
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Whitepaper:
Increase your market reach - Drive cross-border sales and enhance your profitability with Dynamic Currency Converstion

Industry analysts predict European e-commerce will generate $235 billion in annual sales by 2011, prompting e-commerce merchants to expand their focus to include key growth markets outside of the UK. But capturing foreign markets requires more than simply ‘opening’ a virtual branch location. It requires an integrated foreign payment system that offers online consumers both convenience and choice.
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Whitepaper:
Decrease your overhead costs with Direct Debit - The alternative to credit cards that boosts your bottom line

With more than 75% of UK consumers using Direct Debit, it’s not surprising that e-commerce merchants are keen to use it to convert the 21% of people who don’t shop online simply because they don’t have a credit or debit card. But focusing on Direct Debit as just another payment method misses its most important advantage: as a revenue enhancement tool.
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Whitepaper:
Navigating Payment Channels - Choosing the right payment system for your business

European e-commerce is predicted to reach €263 billion by 2011. The reason? Online retail is seeing a dramatic increase in both its consumer base and average spend per customer. No wonder high street retailers are looking online to extend their market reach. Big names like Ikea, Tesco and M&S are launching or re-launching their online retail sites, putting pressure on smaller retailers to examine their market channels.
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Online Payments - Accept credit and Debit Cards online

Whitepaper:
Your guide to PCI compliance - Everything you need to know about online payment security standards

Online fraud is big business, costing e-commerce retailers big money. Industry analysts estimate the cost to the industry to be as much as US$60 billion per year. Why? Today’s fraudsters know the game. Increasingly tech-savvy, fraudsters are strategically targeting sensitive consumer data in their efforts to pose as legitimate customers to unwary online merchants. You wouldn’t want to be that merchant. This whitepaper discusses the new baseline standard for online payment security and data protection against fraud and the requirement for merchants to be compliant by October, 2009.
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Whitepaper:
Crack Down on Identity Theft - Protecting Your Business from Credit Card Fraud with 3-D SecureTM

426 million. That’s the number of times online shoppers used credit cards to pay for their online purchases in 2006. Industry analysts predict the number of transactions will reach 1.5 billion in the next decade. With this growth comes an increasing threat of fraud – a real threat that is costing the retail industry as much as $60 billion a year. This whitepaper outlines how fraudsters take advantage of Card Not Present (CNP) transactions and how retailers can protect their business from credit card fraud and identity theft using the latest technology from Visa and MasterCard®.
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Whitepaper:
Risky Business - Protecting Your Business from Online Credit Card Fraud

Research estimates anywhere between 3% and 20% of online orders are fraudulent, costing businesses upwards of US$60 billion a year. Merchants who only take credit card payments (also known in the industry as “Card Not Present” transactions) are left open to serious financial losses from fraudsters posing as legitimate customers. This whitepaper outlines the issues with CNP transactions and describes how retailers can protect their business from the risks of online credit card fraud.
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Whitepaper:
Open the Doors to Your Online Store - Accepting Credit and Debit Cards on Your Website

Tapping into over 627 million online consumers requires the ability to process payments online. In today’s global economy, the universal convenience of credit cards and debit cards means you have to know how to best process credit card and debit card payments. This whitepaper outlines the key step to process payments directly, how payment gateways work, how to choose a payment service provider and the potential risk factors associated with accepting online payments.
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Whitepaper:
Transaction Declined - Are Credit Cards the Ideal Online Payment?

By default, online retailers turn to credit cards as their main online payment solution. But with daily challenges like consumer security fears, remote “Card Not Present” transactions, regional payment preferences and only 59% adoption rates, there are a lot of missed opportunities for e-commerce businesses who only take credit cards. This whitepaper outlines the challenges of offering credit card payments online and sheds light on the many alternatives that can help any e-commerce site boost their business.
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Whitepaper:
The World’s Fastest Growing Market - How to Expand your Online Business to China

With hundreds of millions of internet users, you can’t afford to ignore China’s market potential. But how do you start doing business online in this key geography? This whitepaper outlines all of the factors you need to consider like cultural preferences, localisation processes, technological issues and regulatory barriers.
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