Tech Centre

Introducing Straight Through Processing
Designed to increase per customer revenue and long-term customer retention, Straight Through Processing (STP) combines the NETELLER e-wallet with the NETBANX payment gateway service in a single merchant integration.

How STP works
When a merchant integrates STP with their site and a customer uses one of our gateway payment options, including credit card, debit card or any one of our localised payment options, a NETELLER e-wallet is automatically created for that customer.

The only difference in your transaction flow is the customer will be prompted to create a password and a security question and answer to register their new e-wallet. STP handles the rest, transferring customer data from the gateway payment page to their new NETELLER account and retrieving credit card details for faster future purchases.

By integrating STP, your customers will benefit from:

Simplified payment process No need to re-enter payment details for future transactions. Transaction authentication only requires a simple username and password.
Enhanced consumer security & confidence Your customers never need to re-enter their personal financial information when making a purchase because it is held centrally with NETELLER.
Better consumer data protection Keeping consumer data with NETELLER protects merchants from the full impact of a hack attack.
Enhanced consumer privacy When consumers pay via NETELLER, their purchase never appears on their bank or card statement.
Multiple payment options Access to more payment options with the combined NETELLER e-wallet and NETBANX gateway.
Transaction history Provides a consolidated transaction history for all credit, debit and localised payment purchases.
Payout mechanism Access to both online and offline payout mechanisms with the NETELLER e-wallet and prepaid cards.
Special merchant offers Access to special offers and merchant promotions.
Optional upgrades Ability to access more e-wallet features with Express and Extended NETELLER accounts.

Contact your Account Manager today to learn more about integrating STP with your site.